7 Most Common Home Warranty Repairs You Will Need Covered
Owning a home is an amazing accomplishment. Whether you’ve been saving for years or found a deal you couldn’t pass up, there’s no question that it can take a big bite out of your budget. Unfortunately, you may not be in an ideal financial situation to cover unexpected breakdowns so purchasing a home warranty or protection plan may provide peace of mind knowing you’re covered.
There are a variety of different plans available to choose from so understanding what repairs are most common may help you decide just how much you need to cover. You will find everything from a home appliance warranty to whole house systems plan or a combination of both.
Not all home warranty companies are alike, so you’ll want to do your homework and understand exactly what is and isn’t covered, how to file a claim, and what happens if the item can’t be repaired.
Let’s take a look at the 10 most common home warranty repairs you’ll want to make sure you’re covered for in case of a sudden breakdown.
1. HVAC System
We take for granted that our heating and cooling systems are going to keep us comfortable throughout the year, but having your furnace stop working in the middle of a cold winter night or your central air conditioning on the fritz on the hottest day of the summer just be a huge wake-up call.
Repairing or replacing components of your HVAC (Heating, Ventilation, and Air Conditioning) system such as furnaces, heat pumps, boilers, compressors, fans, motors, or thermostats may come at a critical time of the year when your health and wellbeing will suffer without this work being done quickly. It’s important to have home warranty coverage for this type of failure.
2. Plumbing System
This is another important home system that can’t be down for long. Look for a protection plan that would include repairing or replacing leaky faucets, clogged drains, broken pipes, or malfunctioning toilets. Sometimes a small problem can turn into a major one like a whole house flood—leading to thousands of dollars in repairs.
Home warranty companies often have an inefficient process for following up on claims. You could wait hours or days before a repair technician appears at your door. Choosing a reputable company with a protection plan like Puls+ will take care of your plumbing problem quickly (same day service may be available) and avoid catastrophe.
3. Electrical System
When the lights go out, so does every other electrical component in your home. And while dining by candlelight might be romantic, it can be a major inconvenience if you’re not covered for things like faulty wiring, broken outlets or switches, or circuit breaker issues.
Electrical problems shouldn’t be ignored. You never know when a small arc from an electrical outlet when you plugged in your phone charger may be symptomatic of a more dangerous situation. Don’t risk an electrical fire, contact your warranty/protection provider to assess the situation quickly.
4. Water Heater
There are two types of water heaters on the market today—the traditional style with a tank that holds water and heats it to a constant temperature or the modern tankless design. Older units can breakdown leaving you no recourse but to take a cold shower at the minimum or dealing with a flooded basement when the tank bursts at worst.
The tankless designs are gaining popularity but they can still malfunction and require a new heating element or thermostat. Make sure your plan covers water heaters or you could end up spending hundreds of dollars to repair or replace it yourself.
5. Kitchen Appliances
Appliance protection plans are extremely popular as these are the most vulnerable items in your home. Essential kitchen appliances such as refrigerators, dishwashers, ovens, stoves, and built-in microwaves may need repair or replacement sometime in the future. Often, a skilled technician can pinpoint the problem, make the repair quickly, and let you get back to more important things.
While the average lifespan of a kitchen appliance is between 10 and 15 years, it’s possible your old machine may need to be traded in for a newer model. The best home warranty or protection plans will also provide full replacement coverage if your appliance cannot be repaired.
6. Washer and Dryer
Laundry room appliances have become more complicated with Smart features that do everything but fold and put away your laundry. There’s a very good chance that at some point you’ll be facing a problem with one of these state-of-the-art washers or dryers. You’ll want an expert to determine what’s wrong, including motors, belts, or control panels.
Don’t be caught having to drive to the laundromat each week, an appliance protection plan will keep your household running smoothly with little down time.
7. Last, but not least, Plumbing Stoppages
There’s nothing worse than plumbing stoppages indicated by clogged drains, sewer lines, or toilets within the home’s plumbing system. There may be tree roots encroaching into your weeping bed and breaking the underground pipe system. Filing a claim with your home warranty or protection service now could prevent future major failures.
Plumbing stoppages can cost thousands of dollars to rectify. Don’t risk it, take out a plan that specifically indicates it will cover the cost of a sewer repair or replacement. You’ll be happy you did.
Let Puls Give You the Peace of Mind You Deserve
Puls Membership Plans are designed with you in mind. Three levels of coverage are available to help you manage your budget while still enjoying the benefits of overlapping coverages—Appliance Protection, Systems Protection, and Puls Whole Home.
Unlike other home warranty service agreements, the Puls program offers extra benefits such as discounted pricing, extended 90-day warranty, priority scheduling, free device check-ups (to watch or potential problems), an easy claim service, same or next day service, a fully vetted and skilled technician network, and no service fees.
Don’t wait another day before protecting your home’s components, download the Puls app today and select the plan that’s right for you. Join today and get $30 off any home service with the Code ptake30. You’ll be glad you did.